
Grow Now. Get Paid Faster. Pay Later.
Why Sellers Go Fluid
Flexible Payment Options
Offer multiple payment methods such as debit/credit cards, Dynamic PayNow QR codes, and E-Giro.
You Get Paid Upfront
Fluid Pay Later pays up to 90% of invoice value upfront (minus a small transaction fee). Boost cash flow, and grow your B2B business.
Instant Credit Decision
Our proprietary technology instantly assess your B2B customer's creditworthiness, providing a decision within seconds.
Fuel Your Growth, Not Your Debt
Fluid underwrites your customers, not you. We take on the risk of late payments and defaults, meaning no minimums and no credit impact.
Auto-reconciliation and Effortless Collections
Our dedicated in-house team handles the hassle of accounts receivables, so you can stop chasing payments and start converting.
Seamless Connection & Onboarding
Seamlessly connect to your website, app, ERP or accounting systems within minutes, allowing you to onboard Fluid effortlessly.
Our Solutions



Seller Portal - Get Paid on Day 1
Offer buyers net terms without waiting to get paid
Offer buyers 30-60 days net terms with Fluid’s AI engine
Offer credit terms without cash flow delays

Buyer Portal - Pay Bills Later
Pay vendors later, stay cash-flow positive
Pay vendor bills later with a Fluid credit line
Sync and auto-match bills with purchase order / delivery

Fast & GIRO

SG PayNow
Credit/Debit Card
Credit/Debit Card
Credit/Debit Card
B2B Payment Checkout
Give buyers payment flexibility at checkout.
Let buyers choose: Pay Now, Pay on Delivery, or Pay Later.
Embed seamlessly into your B2B website or ordering app

Grow Now. Get Paid Faster. Pay Later.
Why Sellers Go Fluid
Flexible Payment Options
Offer multiple payment methods such as debit/credit cards, Dynamic PayNow QR codes, and E-Giro.
You Get Paid Upfront
Fluid Pay Later pays up to 90% of invoice value upfront (minus a small transaction fee). Boost cash flow, and grow your B2B business.
Instant Credit Decision
Our proprietary technology instantly assess your B2B customer's creditworthiness, providing a decision within seconds.
Fuel Your Growth, Not Your Debt
Fluid underwrites your customers, not you. We take on the risk of late payments and defaults, meaning no minimums and no credit impact.
Auto-reconciliation and Effortless Collections
Our dedicated in-house team handles the hassle of accounts receivables, so you can stop chasing payments and start converting.
Seamless Connection & Onboarding
Seamlessly connect to your website, app, ERP or accounting systems within minutes, allowing you to onboard Fluid effortlessly.
How Fluid Works
Order through ERP
Your Buyers Order Through ERP













Other
system

F&O
Our Solutions



Seller Portal - Get Paid on Day 1
Offer buyers net terms without waiting to get paid
Offer buyers 30-60 days net terms with Fluid’s AI engine
Offer credit terms without cash flow delays

Buyer Portal - Pay Bills Later
Pay vendors later, stay cash-flow positive
Pay vendor bills later with a Fluid credit line
Sync and auto-match bills with purchase order / delivery

Fast & GIRO

SG PayNow
Credit/Debit Card
Credit/Debit Card
Credit/Debit Card
B2B Payment Checkout
Give buyers payment flexibility at checkout.
Let buyers choose: Pay Now, Pay on Delivery, or Pay Later.
Embed seamlessly into your B2B website or ordering app