B2B Payments Made Fluid

Grow Now.  Get Paid Faster.  Pay Later.

Why Sellers Go Fluid

Flexible Payment Options

Offer multiple payment methods such as debit/credit cards, Dynamic PayNow QR codes, and E-Giro.

You Get Paid Upfront

Fluid Pay Later pays up to 90% of invoice value upfront (minus a small transaction fee). Boost cash flow, and grow your B2B business.

Instant Credit Decision

Our proprietary technology instantly assess your B2B customer's creditworthiness, providing a decision within seconds.

 Fuel Your Growth, Not Your Debt

Fluid underwrites your customers, not you. We take on the risk of late payments and defaults, meaning no minimums and no credit impact.

 

Auto-reconciliation and Effortless Collections

Our dedicated in-house team handles the hassle of accounts receivables, so you can stop chasing payments and start converting.

 

Seamless Connection & Onboarding

Seamlessly connect to your website, app, ERP or accounting systems within minutes, allowing you to onboard Fluid effortlessly. 

Our Solutions

Seller Portal - Get Paid on Day 1

Offer buyers net terms without waiting to get paid

Offer buyers 30-60 days net terms with Fluid’s AI engine

Offer credit terms without cash flow delays

Buyer Portal - Pay Bills Later

Pay vendors later, stay cash-flow positive

Pay vendor bills later with a Fluid credit line

Sync and auto-match bills with purchase order / delivery

Fast & GIRO

SG PayNow

Credit/Debit Card

Credit/Debit Card

Credit/Debit Card

B2B Payment Checkout

Give buyers payment flexibility at checkout.

Let buyers choose: Pay Now, Pay on Delivery, or Pay Later.

Embed seamlessly into your B2B website or ordering app

@ 2026 Fluid Financial Pte Ltd. All rights reserved

B2B Payments Made Fluid

Grow Now.  Get Paid Faster.  Pay Later.

Why Sellers Go Fluid

Flexible Payment Options

Offer multiple payment methods such as debit/credit cards, Dynamic PayNow QR codes, and E-Giro.

You Get Paid Upfront

Fluid Pay Later pays up to 90% of invoice value upfront (minus a small transaction fee). Boost cash flow, and grow your B2B business.

Instant Credit Decision

Our proprietary technology instantly assess your B2B customer's creditworthiness, providing a decision within seconds.

 Fuel Your Growth, Not Your Debt

Fluid underwrites your customers, not you. We take on the risk of late payments and defaults, meaning no minimums and no credit impact.

 

Auto-reconciliation and Effortless Collections

Our dedicated in-house team handles the hassle of accounts receivables, so you can stop chasing payments and start converting.

 

Seamless Connection & Onboarding

Seamlessly connect to your website, app, ERP or accounting systems within minutes, allowing you to onboard Fluid effortlessly. 

How Fluid Works

Order through ERP

Your Buyers Order Through ERP

Other

system

F&O

Our Solutions

Seller Portal - Get Paid on Day 1

Offer buyers net terms without waiting to get paid

Offer buyers 30-60 days net terms with Fluid’s AI engine

Offer credit terms without cash flow delays

Buyer Portal - Pay Bills Later

Pay vendors later, stay cash-flow positive

Pay vendor bills later with a Fluid credit line

Sync and auto-match bills with purchase order / delivery

Fast & GIRO

SG PayNow

Credit/Debit Card

Credit/Debit Card

Credit/Debit Card

B2B Payment Checkout

Give buyers payment flexibility at checkout.

Let buyers choose: Pay Now, Pay on Delivery, or Pay Later.

Embed seamlessly into your B2B website or ordering app

@ 2026 Fluid Financial Pte Ltd. All rights reserved