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Need to Pay Your Vendors Now?
Let Fluid Help.

Running a restaurant is hard.  Managing cash flow shouldn’t be.

Apply Now
B2B BNPL payment screen on a mobile phone, showing various payment methods.

Fluid works with Atlas to make it easy for restaurants to run and grow online and offline.

Together with Fluid, Atlas helps restaurants power online storefronts, point of sale, 3rd party logistics, activate customer loyalty, leverage AI - and also get access to fast, flexible financing.

How It Works

Seamless intergration with B2B payments, symbolized by open door and arrow.

Apply in Minutes

Quick, paperless form through Fluid’s portal

A web interface showcasing B2B BNPL integrations, including Xero, QuickBooks, and more.
Choose B2B buyers with Fluid, symbolized by "2" and checkmark on person icon.

Get Instant Approval

Credit decisions within minutes for most Atlas merchants

Screenshot of a B2B BNPL platform interface, showing a buyer selecting preferred credit terms.
"3" and document with magnifying glass, representing thorough credit checks.

Repay Later

Fixed terms or from your revenue stream

B2B BNPL platform with instant credit checks and approvals.
"4" with a hand holding a coin, symbolizing upfront payments.

Pay Vendors Right Away

Use your approved limit to pay directly

B2B BNPL payment confirmation: Instant payout to seller after order completion.
"5" with shield and checkmark, symbolizing flexible payment options.

Offer Flexible Buyer Payments

We offer multiple payment options to your B2B buyers at checkout while we handle collections & credit risks.

B2B BNPL dashboard showing invoice status and payment options.

Real Results from Real Restaurants

Ready to Keep Your Kitchen Moving?

Apply Now
It’s free, fast, and doesn’t impact your credit score.