B2B Buy Now Pay Later | Fluid | Flexible B2B Payment Solutions

B2B Payment Solutions Made Easy

Solve Cash Flow Issues

Digital wallet icon representing B2B payments.

You Get Paid First

Fluid's instant payouts put money in your pocket as soon as your goods ship or services are rendered.

Lightning-Fast Credit Decisions

Our proprietary KYC technology gives you a real-time snapshot of your buyers' credit score.

Circular arrow with dollar sign, representing B2B transactions.

Minimize Risk

Fluid takes the reins on credit risk, shouldering the burden of late payments and collections.

Blue gear icon with green checkmark, symbolizing B2B payment processing.

Auto-Reconciliation Done Right

Get a clear snapshot of your settled invoices, business buyer due dates, payout details, and payment status, all within our intuitive Suppliers Portal.

Two overlapping shields, one with a checkmark signifying simple AR management.

You Set The Rules

Choose when to send a follow-up message to your credit and COD customers through our auto-reminder feature that works on your schedule.

How Fluid's B2B BNPL Works

Seamless intergration with B2B payments, symbolized by open door and arrow.

Connect Fluid to your existing existing e-commerce platform in a flash.

A web interface showcasing B2B BNPL integrations, including Xero, QuickBooks, and more.

Choose B2B buyers with Fluid, symbolized by "2" and checkmark on person icon.

Provide your B2B customers with flexible payment terms, including BNPL.

Screenshot of a B2B BNPL platform interface, showing a buyer selecting preferred credit terms.

"3" and document with magnifying glass, representing thorough credit checks.

Receive upfront payments, even if your B2B buyers opt for extended payment terms.

B2B BNPL platform with instant credit checks and approvals.

"4" with a hand holding a coin, symbolizing upfront payments.

Fluid automatically generates and sends invoices to your B2B customers

B2B BNPL payment confirmation: Instant payout to seller after order completion.

"5" with shield and checkmark, symbolizing flexible payment options.

Monitor payment by invoice and access detailed reports - through our online portal.

B2B BNPL dashboard showing invoice status and payment options.

"1" and shopping cart icon, representing a seamless checkout experience.

Select the net terms that best suit your cash flow needs at checkout.

B2B BNPL checkout page with shopping cart and ""Buy"" button.

"2" and wallet icon with "Fluid", symbolizing multiple payment options.

Choose flexible payment options such as cards, direct debits, and bank transfers.

B2B BNPL online checkout screen offering flexible payment methods

"3" with document and magnifying glass icon, depicting instant credit approvals.

Fluid assesses your creditworthiness, providing an instant decision.

B2B BNPL application form with Singpass and online options.

"4" and shield with checkmark, representing flexible payment terms for B2B buyers.

Complete your B2B purchases quickly and securely on our payments platform.

B2B BNPL checkout with flexible net terms selection (30/45/60 days)

"5" and hand receiving a coin, symbolizing instant payouts and upfront payments.

Track your payment history and view upcoming due dates in one central location.

B2B BNPL order confirmation screen with successful payment message.

FAQs

How is B2B BNPL different from traditional trade credit?

While both offer deferred payment options, B2B BNPL provides a more modern and streamlined approach. Unlike traditional trade credit, which often involves manual processes and delayed payments for sellers, BNPL leverages technology to automate credit checks, provide instant payouts to sellers, and offer a wider range of flexible payment options for buyers.

What types of businesses can use Fluid's B2B BNPL?

Fluid's B2B BNPL is designed for B2B companies of all sizes, from startups to established enterprises. Whether you're a wholesaler, or distributor, or run a B2B marketplace, if you're looking to offer your customers flexible payment methods and get access to instant cash flow, Fluid can help.

How does Fluid's BNPL solution integrate with my existing systems?

We've designed Fluid to connect seamlessly with popular e-commerce platforms, ERP systems, and accounting software. This ensures a seamless integration and minimizes disruption to your existing workflows.

How does Fluid ensure the security of my financial information?

We take security very seriously. Fluid's platform uses industry-standard encryption and advanced fraud prevention technology to protect your sensitive data. We also employ robust authentication measures, including OTP verification, to ensure that your B2B transactions are secure and your information remains confidential.

How does Fluid handle late payments from business customers?

We take the hassle out of collections. Fluid manages the entire process, and shoulders the risk allowing you to focus on your core business.

How can I learn more or get started with Fluid's B2B BNPL?

We're just a click away! Visit our website to explore our solutions in more detail, read customer testimonials, and request a demo. Our team is eager to answer your questions and help you unlock the power of B2B BNPL for you to get a competitive advantage.

Hear from Our Satisfied Clients

Nichol Ng

CEO of X-Inc Group of companies

Unlike any other typical fintech players, Fluid listens to our needs and provides customized solutions to FoodXervices. I'm excited to revolutionize the traditional F&B industry with Fluid!

Logan Tan

Cofounder & CEO of Eezee

Fluid provides fast and secure B2B payment processing, reduces payment delays and streamlines financial transactions between buyers and sellers.

JiaCai Lau

Cofounder of TreeDots

Fluid increases our small businesses buyers' basket size by 115% and converted 15% more new buyers for us. We are onboarding more buyers to Fluid.

B2B Buy Now Pay Later Made Fluid

Flexible Financing Options